• No payments are required while the student is enrolled at least half-time.
• There is a 12-month grace period after the student graduates or six months after dropping below half-time enrollment before the student has to make a single payment.¹
• Our online application gets you a decision in less than a minute.
• A private student loan can be used for graduate and undergraduate education.
• Any loan fees are included in the total loan amount so borrowers have no out-of-pocket expenses. The interest on the loan may be tax-deductible.
• Repayment term of up to 25 years,² depending on loan balance.
• Interest Rates as low as Prime minus .50%.
• Borrower Interest Rate Discount Benefits of 1.00%

<!– Eligibility

• Enrolled at least half-time at one of over 3,000 approved schools;
• At least 18 years of age (19 in Nebraska, 21 in Puerto Rico and Mississippi);³
• A U.S. citizen or eligible non-citizen with Proof of Residency card (I-51 or I-551); and
• Acceptable credit history or an approved cosigner. We encourage all loan applicants to apply with a creditworthy cosigner to increase their chances of approval and of obtaining a lower interest rate and/or loan fee.

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